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Caloundra, Sunshine Coast QLD

Mortgage
& Finance Broker

Home Loans, Refinance, Investment Loans and much more…All lending solutions

Let's Chat

Home Loans, Refinance, Investment Loans and much more…
All lending solutions

Why Choose Me as Your Local Mortgage Broker?

Hi, I’m Kerry-Anne Simpson, your local Mortgage and Finance Broker based in beautiful Caloundra, Queensland, and I’m here to make your journey to homeownership or investment as smooth, supportive, and stress-free as possible.

With deep roots in the lending world and a passion for helping people take control of their financial future, I offer more than just loan solutions – I offer a personal partnership that’s built on trust, understanding, and results.

My Story

My journey in finance began early, working in my family’s mortgage broking business in the early 2000s. For 8 years, I was immersed in the behind-the-scenes workings of home loans, client care, and navigating complex lending needs. That foundation sparked something in me—a deep respect for what a mortgage really represents: the key to someone’s home, freedom, and security.

In 2021, I made it official and completed my Certificate IV in Mortgage & Finance Broking and Certificate IV in Business Administration, becoming a fully qualified and Authorised Credit Representative (ACL #535778).

From there, I launched KA Lending Solutions, driven by the belief that finance doesn’t have to be overwhelming—and that local, honest support really does make a difference.

KA Lending Solutions Caloundra About Page Profile Photo

Kerry-Anne Simpson
Local Mortgage Broker Caloundra, QLD

What Makes Me Different

Local
& Personable

I’m not a faceless online lender or a giant bank. I’m someone who lives and works right here on the Sunshine Coast. You’re not a number to me – you’re a neighbour, a family, a dream-chaser, and I take your goals seriously.

Tailored
Lending Solutions

Whether you’re buying your first home, refinancing for better rates, investing through your SMSF, or building your dream house from the ground up—I’ll match you with the right lender and structure to support your journey, not someone else’s.

Access to
40+ Lenders

I work with a wide panel of trusted lenders, including major banks, credit unions, and specialist lenders. That means more choice, better rates, and smarter strategies tailored just for you.

We Do
the Heavy Lifting

From pre-approval to settlement, I handle the paperwork, lender negotiations, follow-ups, and compliance. You focus on the exciting parts—like planning your move or dreaming of your new investment!

Straightforward,
Honest Advice

I pride myself on clear communication, realistic guidance, and honest answers. No jargon. No surprises. Just real support from someone who genuinely cares.

My Mission

At KA Lending Solutions, my mission is to empower everyday Australians—whether they’re buying their first home, growing their property portfolio, refinancing to save, or leveraging their super through SMSF loans—to make smart financial decisions with confidence.

I believe in educating and equipping my clients, not just selling them a loan. When you work with me, you’re gaining a broker who’s in your corner from the first phone call to long after your keys are in hand.

Who I Help

Know mORE

First Home Buyers

Navigate grants, stamp duty concessions, and low deposit loans

Refinancers

Explore better rates, cashback offers, and debt consolidation

Investors

Structure your loans for tax effectiveness and long-term growth

Self-Employed & SMSF Buyers

Access specialist lenders and unique lending strategies

Builders & Upgraders

Secure construction loans and bridging finance solutions.

Let’s Find Your Best Lending Solution

Every client’s situation is different. That’s why I offer a no-pressure, no-obligation initial chat to understand where you’re at, where you want to go, and how we can get there—together.

I am an Authorised Credit Representative number 535778.

0447 503 399
APPLY NOW!
Your Story = Lending Solutions

“Whatever your story, we will find a lending solution for you.”

I am a Member of the Australian Financial Complaints Authority, member number 86523, and the FBAA (Finance Brokers Association of Australia) member number M-351256.
Professional Indemnity Insurance against any claims up to $20,000,000.

When you need a Home Loan in Caloundra, Little Mountain, Sunshine Coast, Queensland, using my services will reduce the time, energy and frustration spent searching for home finance and lending solutions.

“At KA Lending Solutions we believe that every story deserves a happy ending. That’s why we work hard to find the right lending solution for you.”

Credit Assessment Caloundra KA Lending solutions
Connect with

kerry-Anne directly

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Our Services

I’m Kerry-Anne Simpson local mortgage and finance broker servicing Caloundra, Sunshine Coast QLD.

Whatever you need regarding your financial situation I’m here to help.

Home loans, investment loans, SMSF loans, refinancing, debt consolidation, Personal loans and business loans, servicing all lending solutions.

Book an Appointment
0447 503 399
Home Loans
Refinance
First Home Buyers
Investors
Commercial Loans
Personal Loans
Home Equity
Debt Consolidation
Your Story

Lending Solutions

Whatever your situation maybe let’s find a lending solution for you….

FAQ

Frequently Asked
Questions

My services to my clients are free of charge, I get paid a commission from the lending institution that has been chosen by you. So after settlement of your loan the bank or financial institution will then pay me a commission for doing the loan.  So my job is to help you find the best loan option for you for your situation.

Lets Chat

 

0447 503 399

I can service anyone in Australia online, you make an appointment either by chatting with me at first, you can make an appointment with me and I can either setup a virtual meeting through zoom and or I can come visit you on the sunshine coast or close by which ever suits. I am located South end of the Sunshine coast. Caloundra, little mountain and I can travel to see you, no matter where you are we can can chat to find the right method in achieving a financial outcome for you.

Lets Chat

 

0447 503 399

Every bodys situation and story is different, I can help you with this and there are a lot of things to consider, like your income and employment status, your expenses, liabilities, assets, age, dependants and where you may want to buy if purchasing a home. I can guide you through this and the different policies and lenders have around you own personal circumstances.

Lets Chat

 

0447 503 399

Using a mortgage broker they have your best interest and are able to work for you and not their own interests, mortgage brokers will have access to all and or many lenders and financial institutions and know their credit policies to suit your circumstances as not all lending products are the same. Using your local bank may not have a suitable product to meet you needs as each bank and lending solutions may only have a handful of products and will niche to certain criterias and industries for their products to match, your broker can match the right lender for you and or your situation and get you a better rate and in some cases a better discount.

Lets Chat

 

0447 503 399

The benefit of obtaining a pre-approval is that you know how much you are able to borrow and spend on a home.  This will save you a lot of time in the home hunting process and you will know what you can afford and to be realistic in the buying process and what you will be up for in purchasing costs. A Pre-approval can also make you more attractive to a potential seller. Getting pre-approved for a loan indicates that you’re serious about buying the property. and will also speed up the buying and settling process as the pre – approval also will be valid for a period of time to help in taking out the stress in buying and settling.

Lets Chat

 

0447 503 399

From the very first loan we do for you, our focus is on keeping your lending costs down with proven strategies that accelerate your financial freedom – including our Client Care Program. In fact, it is crucial to our success that we do such a great job for you that will want to mention us to your friends and family when they are thinking about their next loan.

Lets Chat

 

0447 503 399

Every time you make a loan inquiry with a lender it is recorded on your credit file. Lenders see this and it makes them wary of lending to a person they think is ‘shopping around’ too much for finance or who may have been declined by another lender. We make sure not to present your loan to a lender unless they are confident it will be approved.

Lets Chat

 

0447 503 399

Let's chat

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