Quick Loan Eligibility Quiz

Quick Quiz For Loan Eligibility

Please complete the below questions to give us an initial overview of your situation.

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Do you have any zip pay or payday loans?
Do you have a steady income?
Is your credit score above 600?
Scores above 700 are considered good.
Do you have any existing debt?
How long have you been employed or had a steady source of income?
Are you currently paying your bills on time (rent, utilities, credit cards, etc.)?
Do you have any recent missed payments, defaults, or bankruptcies on your credit report?
Do you have a debt-to-income (DTI) ratio lower than 40%?
Are you applying for a secured loan (e.g., using a car or home as collateral)?
Is the loan amount reasonable compared to your income and expenses?
Have you researched and compared different loan options to find the best rates?
Name
Bartosz Kaczmarczyk
23:43 11 Apr 25
Very kind and helpful. Helped immensely with my queries and will definitely contact in later stages of mortgage taking
Response from the owner 23:06 13 Apr 25
Hi Bartosz,Thank you so much for reaching out and sharing your experience as a first home buyer! We know how exciting (and sometimes overwhelming) this journey can be, and we’re here to make it as smooth and stress-free as possible.Always happy to provide clear, tailored advice and guide you every step of the way—from understanding your loan options to accessing grants and making confident decisions.If you have any more questions or need support, feel free to give us a call or drop by anytime. We’re here to help you get into your first home with confidence and ease! 🏡😊Warm regards,Kerry-Anne SimpsonLocal Mortgage Finance Broker, Caloundra.
Christine Delaney
09:16 16 Sep 24
Kerry-Anne was incredibly from the minute we met her. She assisted us through the process to best suit our needs. I would recommend and use KA for any future opportunities that might pop up. Thanks for all your advice and professionalism.
Response from the owner 21:27 16 Sep 24
It was my pleasure to help you in the process of making the right sound financial decision for your needs. I look forward to helping you in the future if needed. Remember that I do personal and business loans too.
Doreen Davis
07:20 04 Sep 24
I was able to finish off my home renovations and repairs by obtaining a reverse mortgage, I want to thank Kerry-Anne for explaining this option to me and help in acquiring the right amount of monies from my property to do so
Response from the owner 07:46 04 Sep 24
Thanks for the feedback it was a pleasure to assist you with a reverse mortgage to finish off the house I would love to see some photos. Please share if you can when your done
claramae Bishop
21:43 22 Aug 24
KA Lending have made refinancing my car vehicle seamless and having a short time of credit history in Australia made it easy and a reilf getting down to a more competitive interest rate. Highly recommend KA Lending Solutions for any Lending needs
Response from the owner 23:17 22 Aug 24
Thanks Clara, your welcome I love finding solutions and to get your interest rate down 10% less than what it was, that to me was so good to be able to achieve for you. making the process seamless for you and transparent I am so glad I could help you as the loan itself was not very old but long enough to be able to do something without an exit fee on the original loan. If I can help you with any or your other lending solutions and or family members and friends please pass on my details I am more than happy to help them.
Sharni Steinhardt
04:12 20 May 24
Not only will Kerry-anne get you the highest loan possible for you, she is also absolutely fantastic to communicate with during the whole home loan application process. She goes above and beyond to ensure you have all the information you need to make the process as stress free as possible. I will be contacting her in the future for our next purchace.
Response from the owner 03:43 20 May 24
It was such a pleasure to work with you Sharni, you put in just as much time and effort into your journey into home ownership for you and your family which you didn't take lightly and congratulations on taking the advice and the steps towards your dream home of a safe place and environment for your children as well.
Danielle Hartley
03:22 17 May 24
I spoke to Kerry to discuss my options in trying to get into the property market as a single parent first home buyer. Kerry provided excellent information on steps I should take to ensure I have everything sorted at the time of my application. Thank you Kerry.
Response from the owner 22:38 19 May 24
Danielle it has been a pleasure to help you and your family I look forward to your journey and to make that a smooth one for you, take out the stress of buying your first home and to let you know your options as there are many.
Darlene Hartley
02:50 17 May 24
KA Lending Solutions are really going above and beyond to help my daughter reach her goal of buying her first home, thank you so much Kerry-Anne for your help.
Response from the owner 22:36 19 May 24
thanks Darlene as I can help anyone anywhere in australia and has been a pleasure to help her make her steps towards homeownership I look forward to her journey
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