personal loans
caloundra, sunshine coast QLD
Home Loans, Refinance, Investment Loans and much more…All lending solutions
PERSONAL LOANS
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Compare Personal Loans from more than 60 providers by comparing interest rates, loan features, and more!
Personal Loan Services
Below you will find that we have a lot of services that we provide and all of our services are free of charge, we get paid a commission from lenders if we are successful in your loan application
Motor Vehicle Finance
- Motor vehicle finance available for new or used vehicles (e.g., cars, Utes, 4WDs).
- Car finance covers vehicles valued at $5,000 or more, with 1-7 years loan terms.
- Two loan types: secured (linked to the vehicle) or unsecured personal.
- Assistance provided
- Quick approval in 1-2 days with proper documentation.
- Documents to prepare: 100 Points of ID (passport, license, Medicare card), employment details (employer, contact, pay slips), financial information (assets, debts, income), self-employed individuals may need extra financial details.
Motorcycle Finance
- Motorbike finance for purchasing motorbikes
- Typically secured loans with the motorbike as collateral
- Loan amounts: $5,000 to $100,000, with terms of 1 to 7 years
- Unsecured personal loans also an option
- Lender’s team helps find the right loan
- Financing may cover additional costs (insurance, gear, license fees, etc.)
- Eligibility criteria: Income over $30,000 p.a., age 18 or older, employment status, no financial hardship, no debt collection, no bankruptcies, minimum credit score of 500
- Loans can be approved in as little as 24 hours
Marine Finance
- Marine financing for personal use
- Larger loans and longer repayment terms due to high vessel value
- Loan value range: $5,000 – $1,000,000, terms: 1 – 7 years
- Option for balloon payment at loan term end
- Eligible vessels: bass boats, bowriders, cabin cruisers, dinghies, game boats, houseboats, motor yachts, trawlers, walk-arounds, jet skis
- Vessels with mast and sail (e.g., sailboats, yachts) not eligible for consumer-secured Marine Finance
- Some exceptions for commercial use, consult a finance consultant for details.
Lifestyle Finance
- Caravan and camper trailer financing options for leisure vehicles (new or used) from dealers or private sellers.
- Vehicle values can range from $5,000 to $100,000, depending on the lender.
- Financing can be in the form of an unsecured personal loan or a secured consumer loan with the leisure vehicle as collateral.
- Secured loans have fixed interest rates and loan terms ranging from one to seven years.
- Eligible leisure vehicles include full caravans, pop-top/pop-out caravans, teardrop trailers, fifth-wheeler caravans, RVs/motorhomes, box trailers, car trailers, toy haulers, tandem trailers, livestock trailers, boat trailers, food trailers, jet ski trailers, and others.
- For eligibility of other leisure vehicle types, consult with qualified consultants.
Personal Loans
- Personal loans cover various expenses like home improvements, education, holidays, and weddings.
- They come as secured or unsecured options with varying terms and fees based on the lender.
- Online application for quick processing, with possible settlement in 1 business day.
- Loan amounts range from $5,000 to $60,000 for 1-7 years.
- Uses include holidays, cosmetic procedures, debt consolidation, and more.
- Eligibility criteria vary but often include a $30,000 p.a. income, age 18+, preferred employment, no financial hardship, debt collection, or bankruptcies, and a minimum 500 credit score.
- Expert teams and technology can approve loans in as little as 24 hours.
Self-Employed Finance
- Self-employed loans are for individuals like sole traders, contractors, small business owners, and freelancers.
- These loans are for personal and business needs, especially when traditional banks pose challenges.
- They suit many Australian business owners, offering tailored financing with flexible document and credit score requirements.
- The application process is straightforward; prepare:
- Latest tax summary
- Notice of Assessment
- Accountant’s letter if needed
- Profit and loss statement
- Bank statements for income verification.
- Self-employed individuals may provide a tax assessment instead of payslips, especially if they use PAYG for payments.
