personal loans
caloundra, sunshine coast QLD
Home Loans, Refinance, Investment Loans and much more…All lending solutions
PERSONAL LOANS
Your Story = Lending Solutions
Compare Personal Loans from more than 60 providers by comparing interest rates, loan features, and more!
Personal Loan Services
Below you will find that we have a lot of services that we provide and all of our services are free of charge, we get paid a commission from lenders if we are successful in your loan application
Motor Vehicle Finance
- Motor vehicle finance available for new or used vehicles (e.g., cars, Utes, 4WDs).
- Car finance covers vehicles valued at $5,000 or more, with 1-7 years loan terms.
- Two loan types: secured (linked to the vehicle) or unsecured personal.
- Assistance provided
- Quick approval in 1-2 days with proper documentation.
- Documents to prepare: 100 Points of ID (passport, license, Medicare card), employment details (employer, contact, pay slips), financial information (assets, debts, income), self-employed individuals may need extra financial details.
Motorcycle Finance
- Motorbike finance for purchasing motorbikes
- Typically secured loans with the motorbike as collateral
- Loan amounts: $5,000 to $100,000, with terms of 1 to 7 years
- Unsecured personal loans also an option
- Lender’s team helps find the right loan
- Financing may cover additional costs (insurance, gear, license fees, etc.)
- Eligibility criteria: Income over $30,000 p.a., age 18 or older, employment status, no financial hardship, no debt collection, no bankruptcies, minimum credit score of 500
- Loans can be approved in as little as 24 hours
Marine Finance
- Marine financing for personal use
- Larger loans and longer repayment terms due to high vessel value
- Loan value range: $5,000 – $1,000,000, terms: 1 – 7 years
- Option for balloon payment at loan term end
- Eligible vessels: bass boats, bowriders, cabin cruisers, dinghies, game boats, houseboats, motor yachts, trawlers, walk-arounds, jet skis
- Vessels with mast and sail (e.g., sailboats, yachts) not eligible for consumer-secured Marine Finance
- Some exceptions for commercial use, consult a finance consultant for details.
Lifestyle Finance
- Caravan and camper trailer financing options for leisure vehicles (new or used) from dealers or private sellers.
- Vehicle values can range from $5,000 to $100,000, depending on the lender.
- Financing can be in the form of an unsecured personal loan or a secured consumer loan with the leisure vehicle as collateral.
- Secured loans have fixed interest rates and loan terms ranging from one to seven years.
- Eligible leisure vehicles include full caravans, pop-top/pop-out caravans, teardrop trailers, fifth-wheeler caravans, RVs/motorhomes, box trailers, car trailers, toy haulers, tandem trailers, livestock trailers, boat trailers, food trailers, jet ski trailers, and others.
- For eligibility of other leisure vehicle types, consult with qualified consultants.
Personal Loans
- Personal loans cover various expenses like home improvements, education, holidays, and weddings.
- They come as secured or unsecured options with varying terms and fees based on the lender.
- Online application for quick processing, with possible settlement in 1 business day.
- Loan amounts range from $5,000 to $60,000 for 1-7 years.
- Uses include holidays, cosmetic procedures, debt consolidation, and more.
- Eligibility criteria vary but often include a $30,000 p.a. income, age 18+, preferred employment, no financial hardship, debt collection, or bankruptcies, and a minimum 500 credit score.
- Expert teams and technology can approve loans in as little as 24 hours.
Self-Employed Finance
- Self-employed loans are for individuals like sole traders, contractors, small business owners, and freelancers.
- These loans are for personal and business needs, especially when traditional banks pose challenges.
- They suit many Australian business owners, offering tailored financing with flexible document and credit score requirements.
- The application process is straightforward; prepare:
- Latest tax summary
- Notice of Assessment
- Accountant’s letter if needed
- Profit and loss statement
- Bank statements for income verification.
- Self-employed individuals may provide a tax assessment instead of payslips, especially if they use PAYG for payments.
Not only will Kerry-anne get you the highest loan possible for you, she is also absolutely fantastic to communicate with during the whole home loan application process. She goes above and beyond to ensure you have all the information you need to make the process as stress free as possible. I will be contacting her in the future for our next purchace.
I spoke to Kerry to discuss my options in trying to get into the property market as a single parent first home buyer. Kerry provided excellent information on steps I should take to ensure I have everything sorted at the time of my application. Thank you Kerry.
KA Lending Solutions are really going above and beyond to help my daughter reach her goal of buying her first home, thank you so much Kerry-Anne for your help.
