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FAQ

Frequently Asked Questions

My services to my clients are free of charge, I get paid a commission from the lending institution that has been chosen by you. So after settlement of your loan the bank or financial institution will then pay me a commission for doing the loan.  So my job is to help you find the best loan option for you for your situation.

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+61 447503399

I can service anyone in Australia online, you make an appointment either by chatting with me at first, you can make an appointment with me and I can either setup a virtual meeting through zoom and or I can come visit you on the sunshine coast or close by which ever suits. I am located South end of the Sunshine coast. Caloundra, little mountain and I can travel to see you, no matter where you are we can can chat to find the right method in achieving a financial outcome for you.
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+61 447503399
Every bodys situation and story is different, I can help you with this and there are a lot of things to consider, like your income and employment status, your expenses, liabilities, assets, age, dependants and where you may want to buy if purchasing a home. I can guide you through this and the different policies and lenders have around you own personal circumstances.
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+61 447503399
Using a mortgage broker they have your best interest and are able to work for you and not their own interests, mortgage brokers will have access to all and or many lenders and financial institutions and know their credit policies to suit your circumstances as not all lending products are the same. Using your local bank may not have a suitable product to meet you needs as each bank and lending solutions may only have a handful of products and will niche to certain criterias and industries for their products to match, your broker can match the right lender for you and or your situation and get you a better rate and in some cases a better discount.
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+61 447503399
The benefit of obtaining a pre-approval is that you know how much you are able to borrow and spend on a home.  This will save you a lot of time in the home hunting process and you will know what you can afford and to be realistic in the buying process and what you will be up for in purchasing costs. A Pre-approval can also make you more attractive to a potential seller. Getting pre-approved for a loan indicates that you’re serious about buying the property. and will also speed up the buying and settling process as the pre – approval also will be valid for a period of time to help in taking out the stress in buying and settling.
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+61 447503399
From the very first loan we do for you, our focus is on keeping your lending costs down with proven strategies that accelerate your financial freedom – including our Client Care Program. In fact, it is crucial to our success that we do such a great job for you that will want to mention us to your friends and family when they are thinking about their next loan.
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+61 447503399
Every time you make a loan inquiry with a lender it is recorded on your credit file. Lenders see this and it makes them wary of lending to a person they think is ‘shopping around’ too much for finance or who may have been declined by another lender. We make sure not to present your loan to a lender unless they are confident it will be approved.
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+61 447503399

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