Lending solutions tailored to you

caloundra, sunshine coast QLD

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Discover our lending solutions tailored for diverse financial needs, from home loans to business financing, with competitive rates to help achieve your goals.
Guarantor home loans Caloundra, sunshine coast

Discover Smarter Lending Solutions in Caloundra & Across the Sunshine Coast

Tailored Lending Solutions for Every Stage of Your Financial Journey

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+61 0447 503 399

Private Lending | Second Mortgages | Flexible & Alternative Loan Options

At KA Lending Solutions, we understand that no two financial journeys are the same. Whether you’re purchasing your first home, expanding your business, or consolidating debt, we offer flexible loan options in Caloundra tailored to help you reach your goals with confidence.

With access to a wide network of major banks, non-bank lenders, and private lending solutions across the Sunshine Coast, we provide strategic, personalised finance options for homeowners, investors, self-employed borrowers, and small business owners.

Let us help you unlock your financial potential with:

 

✔ Flexible Loan Options Caloundra
✔ Custom Lending Solutions QLD
✔ Private Lending Sunshine Coast
✔ Private Loan Options Caloundra
✔ Alternative Lending Sunshine Coast
✔ Non-Bank Loans Caloundra
✔ Second Mortgage Sunshine Coast
✔ Second Home Loan Caloundra
✔ Use Equity for Second Mortgage QLD

Why Choose KA Lending Solutions?

  • Locally based in Caloundra, servicing the Sunshine Coast and QLD-wide

  • Support for self-employed, first home buyers, and complex loan needs

  • Fast approvals and access to private, bank & non-bank lenders

  • Transparent, friendly, and stress-free loan guidance every step of the way

Let’s create a lending solution that works for you.
Reach out today to explore your options with your local lending specialist.

Comprehensive Lending Solutions

Explore our range of lending products designed to meet your unique financial needs, from homeownership to business growth. We provide expert guidance, competitive rates, and flexible options to help you achieve your goals seamlessly.

Home Loans – Helping You Finance the Home You Love

Whether you’re looking to buy your first home, expand your business, or consolidate debt, we offer a range of lending solutions tailored to meet your unique financial goals. With competitive rates, flexible repayment options, and expert guidance at every step, we make borrowing easy and accessible.

At KA Lending Solutions, our focus is on providing you with the best possible financial solutions, whether you’re purchasing your dream home, refinancing an existing loan, or growing your business. Explore our range of lending services below to find the option that fits your needs.

Whether you’re looking to buy your first home, expand your business, or consolidate debt, we offer a range of lending solutions tailored to meet your unique financial goals. With competitive rates, flexible repayment options, and expert guidance at every step, we make borrowing easy and accessible.

At KA Lending Solutions, our focus is on providing you with the best possible financial solutions, whether you’re purchasing your dream home, refinancing an existing loan, or growing your business. Explore our range of lending services below to find the option that fits your needs.

Buying a home is one of the most important financial decisions you’ll make, and we’re here to ensure that it’s a smooth and hassle-free experience. Whether you’re purchasing your first home, upgrading, or investing in property, we offer competitive home loan products designed to suit your lifestyle and budget.

Why Choose Our Home Loans?

 

  • Competitive Interest Rates: We offer some of the most competitive rates in the market, helping you save money over the life of your loan.
  • Flexible Repayment Options: Tailor your loan to your financial situation with options like weekly, fortnightly, or monthly repayments.
  • Expert Guidance: Our team of home loan specialists will walk you through every step, from application to settlement.
  • First Home Buyers Welcome: We guide you through the entire process, ensuring that first-time homebuyers take advantage of government grants and incentives.

Refinancing –Expert Loan Review Sunshine coast

Are you paying more than you should on your current mortgage? Refinancing your home loan could save you thousands of dollars in interest and even shorten your loan term. With our refinancing solutions, you can restructure your loan to get a better rate, access your home equity, or consolidate debt.

Benefits of Refinancing with Us

 

  • Lower Interest Rates: Switch to a lower rate and save on monthly repayments.
  • Consolidate Debt: Bundle multiple debts into one manageable repayment.
  • Access Equity: Unlock the equity in your home to fund renovations, investments, or personal goals.
  • Flexibility: Customize your loan structure to meet your financial needs, including fixed or variable rate options.

Make Homeownership Possible

Local Support for First Home Buyers on the Sunshine Coast

Looking to buy your first home? At KA Lending Solutions, we provide tailored first home buyer loans Sunshine Coast clients can rely on. As your local mortgage broker, we simplify the home loan process and help you understand what’s available—from deposit requirements to grants and loan products designed for first-time buyers.

 

Low Deposit & No Deposit Home Loans –

Dreaming of buying a home but short on savings? We specialise in low deposit and no deposit home loan options across the Sunshine Coast. Whether you’re using a guarantor, First Home Guarantee scheme, or accessing lender specials, we’ll help you enter the market sooner with the right strategy. Flexible, accessible, and designed to support your home ownership journey.

 

Struggling to save a large deposit for a home loan? With a guarantor loan, you can fast-track your homeownership journey. A family member or close relative can act as your guarantor, allowing you to borrow more while avoiding costly lenders’ mortgage insurance (LMI).

Why Consider a Guarantor Loan?

 

  • Lower Deposit Requirements: With a guarantor’s help, you can buy a home with a smaller deposit or even no deposit at all.
  • Avoid LMI: Reduce or eliminate the need for lenders’ mortgage insurance, saving you thousands.
  • Boost Borrowing Power: A guarantor’s support increases your loan capacity, allowing you to purchase the home you want.
  • Ideal for First Home Buyers: Guarantor loans are a popular choice for first-time buyers who are short on deposit funds but have family willing to help.

Investment Home Loans - SMSF - Developments

Looking to grow your property portfolio?

As a trusted mortgage broker in Caloundra and the Sunshine Coast, we specialise in investment home loans tailored to your goals. Whether you’re a first-time investor or expanding your property holdings, we’ll guide you through the best investment mortgage options to suit your financial strategy.

Take advantage of competitive rates, smart loan structures, and personalised support from a local expert who understands the Sunshine Coast market.

 

 Servicing Caloundra, Sunshine Coast & wider QLD
 Expert advice | Tailored strategies | Fast approvals

 

SMSF Loans & Super Fund Lending

Invest in Property Using Your Super Fund

KA Lending Solutions offers expert assistance for SMSF property loans on the Sunshine Coast. We’ll help you navigate the complex lending process and make informed decisions when it comes to buying property with super in Caloundra or across QLD. Work with an experienced SMSF mortgage broker in QLD for trusted advice, lender options, and ongoing support.

 

Property Development Finance Caloundra

Looking for expert guidance on funding your next project? At KA Lending Solutions, we offer tailored property development loans across Caloundra and the Sunshine Coast, supporting developers with funding for land acquisition, residential construction, and multi-unit builds. Our experienced team connects you with top lenders and negotiates structured finance to align with your project timeline and budget.

 

Funding for Wealth Creation - Special Projects

Private Lending Sunshine Coast – Flexible Non-Bank Loan Options Caloundra

Unlock funding when the banks say no with our tailored private lending solutions. At KA Lending Solutions, we offer a wide range of alternative lending options for borrowers who need a faster, more flexible approach. Whether you’re a business owner, investor, or homeowner, our private loan options in Caloundra are designed to help you achieve your goals—without the red tape. From non-bank loans on the Sunshine Coast to asset-backed finance, we’re your local experts in custom lending that works when traditional finance doesn’t.

 

Second Mortgage Sunshine Coast – Access Equity with Confidence

Need extra funds but don’t want to refinance your existing home loan? A second mortgage in Sunshine Coast allows you to access equity in your property without disturbing your current home loan setup. Ideal for renovations, business needs, or investment opportunities, a second home loan in Caloundra gives you the power to move forward with a custom lending solution in QLD. At KA Lending Solutions, we’ll help you structure a second mortgage that suits your circumstances with clear guidance and competitive options.

 

 

Lending Solutions Sunshine Coast – Flexible Loan Options Caloundra

Whether you’re purchasing your first home, expanding your business, or consolidating existing debt, KA Lending Solutions offers lending solutions Sunshine Coast borrowers can rely on. Our flexible loan options in Caloundra include everything from traditional home loans and second mortgages to private and alternative lending.

We understand that no two borrowers are the same, which is why we take a personal approach to every application. With custom lending solutions in QLD, competitive rates, and expert advice every step of the way, we make it easier to borrow with confidence. From homeownership to business growth, our tailored finance services are here to support your next move.

 

Business Loans – Fuel Your Business Growth

Whether you’re looking to expand your business, purchase equipment, or manage cash flow, we offer a range of business loan solutions tailored to your specific needs. Our flexible terms, competitive interest rates, and easy application process make it simple for you to get the funding your business needs to thrive.

Why Choose Our Business Loans?

  • Flexible Loan Structures: From secured to unsecured business loans, we offer a variety of financing options to suit your business model.
  • Fast Approvals: Quick turnaround times mean you get access to funds when you need them.
  • Competitive Rates: Affordable interest rates help minimize your business’s financing costs.
  • Tailored Solutions: Whether you need working capital, asset financing, or funds for expansion, we offer a loan that fits your business goals.

Personal Loans – Finance Your Personal Goals

Need extra funds for a major purchase, holiday, or debt consolidation? Our Personal Loans offer competitive rates and flexible repayment terms to help you meet your financial needs. Whether you’re looking to fund a wedding, renovation, or unexpected expense, we provide fast and simple personal loan solutions.

Key Features of Our Personal Loans

  • Fixed or Variable Interest Rates: Choose a loan structure that works for your budget and repayment preferences.
  • Fast Approval Process: Get the funds you need quickly with our streamlined approval process.
  • Flexible Repayment Terms: Choose repayment periods and options that fit your financial situation.
  • No Hidden Fees: Transparent fees ensure you know exactly what you’re paying upfront.

Why Choose Us?

At KA Lending Solutions , we understand that no two borrowers are the same. That’s why we offer a personalized approach to lending, ensuring you get the best solution for your financial goals.

  • Competitive Rates: Our loan products are designed to offer some of the most competitive interest rates in the market.
  • Tailored Solutions: We work closely with you to understand your needs and provide customized lending solutions.
  • Expert Advice: Our experienced team of financial specialists will guide you through every step of the process.
  • Fast, Simple Applications: We make applying for a loan easy and hassle-free, with quick approval times and flexible terms.
Guarantor Home Loans Caloundra
Get Started Today

Ready to take the next step? Whether you’re buying a home, growing your business, or consolidating debt, we have the perfect lending solution for you. Contact us today to explore your options and find out how we can help you achieve your financial goals. Let us help you find the right loan, with the best rates, and guide you every step of the way.

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FAQ

Frequently Asked Questions

My services to my clients are free of charge, I get paid a commission from the lending institution that has been chosen by you. So after settlement of your loan the bank or financial institution will then pay me a commission for doing the loan.  So my job is to help you find the best loan option for you for your situation.
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+61 447503399
I can service anyone in Australia online, you make an appointment either by chatting with me at first, you can make an appointment with me and I can either setup a virtual meeting through zoom and or I can come visit you on the sunshine coast or close by which ever suits. I am located South end of the Sunshine coast. Caloundra, little mountain and I can travel to see you, no matter where you are we can can chat to find the right method in achieving a financial outcome for you.
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+61 447503399
Every bodys situation and story is different, I can help you with this and there are a lot of things to consider, like your income and employment status, your expenses, liabilities, assets, age, dependants and where you may want to buy if purchasing a home. I can guide you through this and the different policies and lenders have around you own personal circumstances.
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+61 447503399
Using a mortgage broker they have your best interest and are able to work for you and not their own interests, mortgage brokers will have access to all and or many lenders and financial institutions and know their credit policies to suit your circumstances as not all lending products are the same. Using your local bank may not have a suitable product to meet you needs as each bank and lending solutions may only have a handful of products and will niche to certain criterias and industries for their products to match, your broker can match the right lender for you and or your situation and get you a better rate and in some cases a better discount.
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+61 447503399
The benefit of obtaining a pre-approval is that you know how much you are able to borrow and spend on a home.  This will save you a lot of time in the home hunting process and you will know what you can afford and to be realistic in the buying process and what you will be up for in purchasing costs. A Pre-approval can also make you more attractive to a potential seller. Getting pre-approved for a loan indicates that you’re serious about buying the property. and will also speed up the buying and settling process as the pre – approval also will be valid for a period of time to help in taking out the stress in buying and settling.
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+61 447503399
From the very first loan we do for you, our focus is on keeping your lending costs down with proven strategies that accelerate your financial freedom – including our Client Care Program. In fact, it is crucial to our success that we do such a great job for you that will want to mention us to your friends and family when they are thinking about their next loan.
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+61 447503399
Every time you make a loan inquiry with a lender it is recorded on your credit file. Lenders see this and it makes them wary of lending to a person they think is ‘shopping around’ too much for finance or who may have been declined by another lender. We make sure not to present your loan to a lender unless they are confident it will be approved.
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+61 447503399
KA Lending Solutions - Mortgage Broker Caloundra QLD
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Bartosz Kaczmarczyk
23:43 11 Apr 25
Very kind and helpful. Helped immensely with my queries and will definitely contact in later stages of mortgage taking
Response from the owner 23:06 13 Apr 25
Hi Bartosz,Thank you so much for reaching out and sharing your experience as a first home buyer! We know how exciting (and sometimes overwhelming) this journey can be, and we’re here to make it as smooth and stress-free as possible.Always happy to provide clear, tailored advice and guide you every step of the way—from understanding your loan options to accessing grants and making confident decisions.If you have any more questions or need support, feel free to give us a call or drop by anytime. We’re here to help you get into your first home with confidence and ease! 🏡😊Warm regards,Kerry-Anne SimpsonLocal Mortgage Finance Broker, Caloundra.
Christine Delaney
09:16 16 Sep 24
Kerry-Anne was incredibly from the minute we met her. She assisted us through the process to best suit our needs. I would recommend and use KA for any future opportunities that might pop up. Thanks for all your advice and professionalism.
Response from the owner 21:27 16 Sep 24
It was my pleasure to help you in the process of making the right sound financial decision for your needs. I look forward to helping you in the future if needed. Remember that I do personal and business loans too.
Doreen Davis
07:20 04 Sep 24
I was able to finish off my home renovations and repairs by obtaining a reverse mortgage, I want to thank Kerry-Anne for explaining this option to me and help in acquiring the right amount of monies from my property to do so
Response from the owner 07:46 04 Sep 24
Thanks for the feedback it was a pleasure to assist you with a reverse mortgage to finish off the house I would love to see some photos. Please share if you can when your done
claramae Bishop
21:43 22 Aug 24
KA Lending have made refinancing my car vehicle seamless and having a short time of credit history in Australia made it easy and a reilf getting down to a more competitive interest rate. Highly recommend KA Lending Solutions for any Lending needs
Response from the owner 23:17 22 Aug 24
Thanks Clara, your welcome I love finding solutions and to get your interest rate down 10% less than what it was, that to me was so good to be able to achieve for you. making the process seamless for you and transparent I am so glad I could help you as the loan itself was not very old but long enough to be able to do something without an exit fee on the original loan. If I can help you with any or your other lending solutions and or family members and friends please pass on my details I am more than happy to help them.
Sharni Steinhardt
04:12 20 May 24
Not only will Kerry-anne get you the highest loan possible for you, she is also absolutely fantastic to communicate with during the whole home loan application process. She goes above and beyond to ensure you have all the information you need to make the process as stress free as possible. I will be contacting her in the future for our next purchace.
Response from the owner 03:43 20 May 24
It was such a pleasure to work with you Sharni, you put in just as much time and effort into your journey into home ownership for you and your family which you didn't take lightly and congratulations on taking the advice and the steps towards your dream home of a safe place and environment for your children as well.
Danielle Hartley
03:22 17 May 24
I spoke to Kerry to discuss my options in trying to get into the property market as a single parent first home buyer. Kerry provided excellent information on steps I should take to ensure I have everything sorted at the time of my application. Thank you Kerry.
Response from the owner 22:38 19 May 24
Danielle it has been a pleasure to help you and your family I look forward to your journey and to make that a smooth one for you, take out the stress of buying your first home and to let you know your options as there are many.
Darlene Hartley
02:50 17 May 24
KA Lending Solutions are really going above and beyond to help my daughter reach her goal of buying her first home, thank you so much Kerry-Anne for your help.
Response from the owner 22:36 19 May 24
thanks Darlene as I can help anyone anywhere in australia and has been a pleasure to help her make her steps towards homeownership I look forward to her journey

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First Homebuyers! Homeownership Just Got Easier!

Guarantor home loans provide a pathway to homeownership for individuals who may face challenges securing a home loan independently.

With the guidance of knowledgeable professionals and the support of a trusted guarantor, you can embark on your journey to homeownership in Caloundra, where every sunset marks the beginning of a new chapter in your coastal adventure.
+61 0447 503 399
Guarantor Home Loans Caloundra
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