Bridging Loans
caloundra, sunshine coast QLD
Home Loans, Refinance, Investment Loans and much more…All lending solutions
Buying and selling at the same time?
A bridging loan is the ideal solution when you’re transitioning between properties and need short-term finance to secure your next home before your current one sells.
At KA Lending Solutions, we provide flexible and fast bridging loans in the Sunshine Coast and Caloundra region.
Helping homeowners unlock access to funds during this important period. Whether you’re upsizing, downsizing, or relocating, our tailored short-term home loans QLD-wide give you peace of mind and financial freedom.
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Bridging Loan Features:
✅ Borrow up to 100% of the new property’s value (with equity)
✅ Interest-only repayments during the bridging period
✅ Repay in full once the existing home is sold
✅ Short-term loan duration (generally up to 12 months)
✅ Suitable for owner-occupiers and investors
✅ Quick approvals with flexible terms
How Can We Help?
As experienced mortgage brokers, we specialize in helping homeowners secure their next property while they are selling their existing home. Here's how we can assist:
- Tailored Solutions: We’ll help you find the best loan options that suit your needs, whether you’re looking for a lump sum to renovate your home or a flexible line of credit to access over time.
- Streamlined Process: We handle all the paperwork and guide you through the application process to ensure it’s as smooth as possible.
- Expert Advice: Not sure how much equity you can access? We’ll help you calculate your home’s equity and explain the ins and outs of how the loan works.
- Competitive Rates: We have access to a wide range of lenders, helping you secure a home equity loan with the best possible interest rates and terms.
Ready to Move into your Dream home and don't want to wait and miss out?
Contact us today to discuss how a Bridging loan here in Caloundra, sunshine coast could work for you.. Let’s help you achieve your financial goals, whether it’s securing the next home now while waiting or the funds to go to auction to secure your dream home or funding your next big project.
What Is a Bridging Loan?
A bridging loan is a short-term property finance solution that covers the gap between buying a new property and selling your current one.
This temporary home loan lets you purchase your next home without waiting for the sale proceeds of your existing one, giving you flexibility and certainty in a competitive market.
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Whatever your situation maybe let's find a lending solution for you....
FAQ
Frequently Asked Questions
The Cons of Bridging Finance, and or bridging loans can make the loan more expensive over time.
Additional Fees and Costs:
In addition to higher interest rates, bridging finance often includes additional fees, such as application fees, valuation fees, and legal fees.
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There are two risks for the client when obtaining a bridging loan?
Higher interest rates and the risk of not selling your original property in time are key risks. A delayed sale may lead to additional costs.
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- Refinancing with alternative long-term finance, such as a mortgage.
- Selling the financed property for profit.
- Selling an existing property, such as the house you are moving from.
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Interest rates for bridging loans are typically range from 0.5% to 2% per month. They depend on the loan-to-value ratio (LTV), the type of property, and the borrower’s credit history.
While these rates are higher than traditional mortgage rates, bridging loans offer quick access to funds for short-term financial needs.
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es, you can generally get a bridging loan if you are retired.
Bridging loans are designed to help with the transition of buying a new home while selling your existing one.
They provide short-term financing, secured against your property equity rather than income, making them suitable for retirees.
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